Terms and Conditions

Welcome to Flat Insurance Group!
These terms and conditions describe the rules and regulations for using the Flat Insurance Group website, located at https://flatin.gr.
By accessing this website we assume that you accept these terms and conditions. Do not continue to use our vending systems if you do not agree to receive all of the terms and conditions listed on this page.
The following terminology applies to these Terms and Conditions, the Privacy Statement and the Disclaimer and all Agreements:
“Customer”, “You” and “Your” refers to you, the person who logs into this website and complies with the Company’s terms and conditions. “The Company”, “We”, “We”, “We” and “We” refer to our Company. The term “Party”, “Parties” or “We” refers to both the Customer and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our subscription to the Customer in the most appropriate manner for the express purpose of meeting the Customer's needs in relation to the provision of the Company's mentioned services, in accordance with the applicable law of g. Any use of the above terminology or other words in the singular, plural, capital and/or he/she or they, is considered as interchangeable and therefore as a reference to f.
Cookies
We use cookies. By accessing the vending systems, you agree to use cookies in accordance with the Privacy Policy of the vending systems.
Most interactive websites use cookies so that we can retrieve user information for each visit. Cookies are used by our website to allow the functionality of certain areas to make it easier for users who visit our website. Some of our partners/advertisers may also use cookies.
License
Unless otherwise stated, the vending systems and/or its licensors own the intellectual property rights for all material present in the vending systems. All intellectual property rights are reserved. You may access it from our sales systems for your personal use, subject to the limitations set out in these terms and conditions.
You must not:
- Republishing material from vending systems.
- Sale, rental or over-licensing of material from vending systems.
- Reproduction, reproduction or copying of material from vending systems.
- Redistribution of content from sales systems.
This Agreement shall enter into force on the date of this Agreement.
Flat Insurance Group reserves the right to monitor all Comments and remove any Comments that may be considered inappropriate, offensive or in breach of these Terms and Conditions.
You warrant and represent that:
- You have the right to post the Comments on our website and you have all necessary permissions and consents to do so.
- The Comments do not infringe any intellectual property rights, including, without limitation, copyrights, patents or trademarks of any third party.
- The Comments do not contain defamatory, slanderous, offensive, obscene or otherwise unlawful material that constitutes a violation of privacy.
- Comments will not be used to attract or promote businesses or customs or to present commercial activities or illegal activities.
You hereby grant Flat Insurance Group a non-exclusive license to use, reproduce, edit, and authorize others to use, reproduce, and edit your Comments in any form, form, or medium.
Hyperlinking to our Content
The following organizations may link to our Website without prior written approval:
- Government agencies
- Search engines
- News organisations
Online directory distributors may also refer to our Website in the same way as they refer to other businesses included in their directory.
However, accredited businesses throughout the system, except for non-profit organizations that request money, charity shopping malls and charity fundraising groups cannot create a hyperlink to our Website without prior written approval.
All links must comply with the above conditions, i.e. not be misleading, not falsely imply sponsorship, endorsement or approval by the linking party, and be embedded within the linking party's website.
We may consider and approve other connection requests from the following types of organizations:
- Widely known sources of information for consumers and/or businesses.
- Community websites.
- Dot.com companies.
- Associations or other groups representing charities.
- Online catalogue distributors.
- Internet portals.
- Accounting, legal and consulting firms.
- Educational institutions and trade associations.
We will consider link requests from these organizations if we decide that:
a) The link will not make us appear unfavorable to us or our accredited businesses. b) The organization does not have a negative track record with us. c) The benefit to us of the hyperlink visibility outweighs the absence of sales systems. d) The link is in the context of general resource information.
Based on these criteria, we will consider and approve the association requests from the above organizations if they meet the conditions mentioned above.
These organizations may refer to our homepage as long as the link: is not in any way misleading, (b) does not falsely imply sponsorship, endorsement or approval of the link and its products or services, and (c) is part of the link's website.
If you are one of the organisations referred to in paragraph 2 above and are interested in connecting to our website, please inform us by sending an email to the “Flat Insurance Group”. In your message, please include the following information:
- Your name.
- The name of your organization.
- Your contact details.
- The URL of your website.
- A list of any URLs from which you intend to link to our website.
- A list of the URLs of our website to which you would like to link.
Please wait 2-3 weeks for a response.
Approved organisations can create a hyperlink to our website as follows:
- By using our corporate name.
- By using our uniform resource locator.
- By using any other description of our website to which the link refers, if this makes sense in the context and form of the content of the link's website.
It is not allowed to use the logo of vending systems or other artwork to log in without permission.
iFrames
Without prior approval and written permission, you may not create frames around our websites that alter in any way the visual presentation or appearance of our website.
Content Liability
We will not be responsible for any content appearing on your Website. You agree to protect us and defend us against all claims made on your Website. Links should not appear on any Site that may be interpreted as libelous, obscene, or criminal, or that violate, otherwise violate, or support the violation or other violation of third party rights.
Reservation of Rights
We reserve the right to ask you to remove all links or any specific link to our Website. You agree to immediately remove all links to our Website upon request. We also reserve the right to modify these terms and conditions and the linking policy at any time. By continuing to link to our Website, you agree to be bound by and follow these terms and conditions of connection.
Removal of links from our website
If you find a link to our Website that is offensive for any reason, you can contact us and let us know at any time. We will consider requests to remove links, but we are not obliged to do so or respond to you directly.
We do not ensure that the information on this website is correct, we do not guarantee its completeness or accuracy, nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.
Disclaimer
To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:
- Limit or exclude our or your liability for death or personal injury.
- Limit or exclude our or your liability for fraud or fraudulent misrepresentation.
- Limit any of our or your obligations in a way that is not permitted by applicable law.
- Exclude any of our or your responsibilities that cannot be excluded under applicable law.
The limitations and prohibitions of liability set out in this section and elsewhere in this disclaimer are subject to the preceding paragraph and govern all liabilities arising under the disclaimer, including those arising from contract, tort and breach of statutory duty.
As long as the website and the information and services of the website are provided free of charge, we will not be liable for any loss or damage of any nature.